ATTENTION GWINNETT COUNTY RESIDENTS:

Our 2024 Selection Cycle is closed. Click below to be notified once our selection cycle reopens.

ORIENTATION SESSIONS

ATTENTION WALTON COUNTY RESIDENTS:

Our 2024 Selection Cycle is closed. Click below to be notified once our selection cycle reopens.

ORIENTATION SESSIONS

Selection Criteria

Gwinnett/Walton Habitat for Humanity uses three criteria to determine whether or not a family qualifies for our homeownership program. The following must be met:

Need for better housing

Potential homeowners must be:

  • Currently experiencing¬†overcrowded, unhealthy, or inadequate housing
  • Paying more than 30% of their income on rent
  • Living in handicap inaccessible homes
  • Or experiencing other shelter needs

Willingness to partner

Throughout the year-long build season, homeowners invest their time and energy into their future homes through:

  • 250 hours of "sweat equity" helping to build your own home or the homes of others in the program
  • 10+ workshops focused on financial literacy, budgeting, credit management, estate planning, home/yard maintenance, and more

Ability to pay

Our homeownership program is a hand-up, not a hand-out.

  • The homes are sold to families through affordable, no-interest, no-profit mortgages
  • Our partner families must be able to pay a monthly mortgage payment for their new home. See below chart for our income guidelines.

Qualification Criteria:

  • Must be a Legal Permanent Resident of the United States.
  • For Gwinnett County:¬† You must have lived or worked in Gwinnett County for at least the last 12 months.
  • For Walton County:¬† You must have lived or worked in Walton County for at least the last 12 months.

Affiliates for other counties can be found at www.habitat.org.

  • Your yearly income must fall within the below income guidelines, which are adjusted for family size.
  • You must have one year of continuous income.
  • You must have a reasonably good credit history. It must be at least two years since you discharged any bankruptcies, and you must be making payments on your debts.

HUD 2024 Annual Income Guidelines for Homeowner Selection - See Below

This chart is based on the Gwinnett County Median income of $106,600

We consider wages, Social Security disability, SSI, TANF, pensions/retirement and child support as sources of income.

HUD Income Guidelines for 2024

If you meet the above criteria and are interested in applying, the next step would be to attend a Homeowner Applicant Orientation session. These sessions explain the full requirements of our program and give you access to the application. Check back for updates on when we will reopen the selection cycle.

Questions? Please contact our Director of Homeowner Services, Rhonda Streat:
770-931-8080 x1017 or homeownerquestions@habitatgwinnett.org

Gwinnett/Walton Habitat for Humanity pledges to the letter and spirit of U.S. and state policies for the achievement of equal housing. We do not eliminate applicants or discriminate because of race, color, religion, gender, sexual orientation, handicap, family status, ethnicity, national origin, or public assistance as a source of income.

Funding assistance provided to Gwinnett/Walton Habitat for Humanity, Inc. by the Gwinnett County Board of Commissioners, through HOME Investment Partnership Act [HOME] Program funds awarded to Gwinnett County by the United States Department of Housing and Urban Development (HUD).